Chulalongkorn University Theses and Dissertations (Chula ETD)

Other Title (Parallel Title in Other Language of ETD)

การศึกษาประโยชน์และอุปสรรคของ SME ในประเทศไทยต่อนโยบายของธนาคารแห่งประเทศไทย

Year (A.D.)


Document Type

Independent Study

First Advisor

San Sampattavanija


Faculty of Economics (คณะเศรษฐศาสตร์)

Degree Name

Master of Arts

Degree Level

Master's Degree

Degree Discipline

International Economics and Finance




This qualitative and descriptive study aims to determine from the perspective of SMEs owner towards the policies in order to see the benefits and obstacles of Thai SMEs with BOT policies on supporting SMEs. The in-depth interviews were conducted with 10 SMEs owners in Thailand and some interview questions generating to deeper discussion. The thematic analysis was used to analyze the interviews. The study showed that some company characteristics data i.e., company age, company size, and business sectors had a significant effect on perspectives towards the policies supporting SMEs. However, the demographic characteristics of owner did not relatively affect the perspective towards the policies. In addition, the discussion session generating during the interview also revealed the factors affecting decision of financial institutions selections which some factors are not expected but interesting. The financial institutes and policymakers then can apply this study result to develop their policies for elevating Thai SMEs to fully participate in global value chains and adjusting the policies to meet SMEs’ needs.



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