Chulalongkorn University Theses and Dissertations (Chula ETD)

Other Title (Parallel Title in Other Language of ETD)

การมองเห็นของความเสี่ยงในการลดการจัดอันดับความน่าเชื่อถือสำคัญต่อการลงทุนในบริษัทหรือไม่

Year (A.D.)

2023

Document Type

Independent Study

First Advisor

Kanis Saengchote

Faculty/College

Faculty of Commerce and Accountancy (คณะพาณิชยศาสตร์และการบัญชี)

Department (if any)

Department of Banking and Finance (ภาควิชาการธนาคารและการเงิน)

Degree Name

Master of Science

Degree Level

Master's Degree

Degree Discipline

Finance

DOI

10.58837/CHULA.IS.2023.344

Abstract

This study examines firms’ capital investment decisions in relation to their credit ratings. As firms approach near-BBB credit ratings, they tend to change their behavior due to the fear of a downgrade. I found that, in general, Thai firms’ credit ratings do not influence investment decisions. However, as firms near BBB ratings, their behavior tends to shift. To clarify, firms at the lower end of the investment grade are inclined to make conservative investment decisions due to the risk of being downgraded to speculative grade. Therefore, the threat of a downgrade to speculative grade encourages managers to adopt more conservative investment strategies. The greater the perceived threat, the stronger the impact of these investment-grade cut-offs on investment decisions. Furthermore, I also studied the investment decisions of unrated firms. Firms without credit ratings do not change their investment decisions as their hypothetical credit ratings approach BBB, unlike rated firms. The reason behind this is that unrated firms’ credit ratings are hidden in the capital market, allowing them to raise funds freely since their credit ratings are not publicly disclosed.

Other Abstract (Other language abstract of ETD)

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